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Your Partner in Fintech Innovation & Regulatory Excellence. Driving secure, efficient, & intelligent FX and remittance solutions.

Excelling Your Global Remittance Experience

Polar Pay is a member of SWIFT

SWIFT Code: POAYHKHH

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The Polar Pay Edge

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    Secure, Regulated, and Trustworthy

    As a licensed financial institution regulated by the Hong Kong Customs and Excise Department and a member of the SWIFT network, we adhere strictly to all relevant laws and regulations. We prioritize your funds' security through robust precautionary measures, ensuring all transactions are transparent, traceable, and sent from our authorized, regulated bank accounts.

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    Fast and Efficient Transactions

    Our advanced system, featuring instant FX quotes and seamless API integration with counterparties, significantly streamlines the transaction process. This allows for quick turnaround times and real-time transaction status updates, keeping you informed and in control from start to finish.

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    Competitive and Transparent Pricing

    We offer attractive exchange rates across over 38 currencies and maintain a fully transparent pricing model with no hidden fees or commissions. Our commitment is to provide clear costs upfront, saving you money and ensuring complete peace of mind with every transfer.

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    Experienced and Tech-Driven Team

    Our team comprises seasoned professionals with over 20 years of experience in regulated financial firms. We fuse this deep-rooted expertise with a forward-thinking approach, leveraging FinTech and RegTech innovations to deliver exceptional service and uphold the highest standards of compliance and security in every solution.

  • Dedicated Client Service and Customization

    We believe in a client-centric approach, providing dedicated customer service that guides you through every step. Our professional team takes the time to understand your unique needs, tailoring solutions specifically designed to meet them. We value your time and strive for effective, prompt responses to all inquiries.

  • Global Reach and Accessibility

    Save time and money searching for the best options with our extensive global network. We support payments to and from more than 130 countries worldwide (excluding those under international sanctions or in high-risk jurisdictions), offering a wide array of currencies to meet your diverse international payment needs.

About Polar Pay: Bridging Tradition with Innovation.

We are a licensed financial technology firm dedicated to revolutionizing currency exchange and global remittance through expertise, technology, and trust.

Polar Pay is a licensed company specializing in currency exchange and global remittance, committed to providing professional expertise to individuals, corporate, and institutional clients. Established on a foundation of years of service experience, we combine innovative financial technologies FinTech, regulatory technologies RegTech, and deep compliance knowledge to offer efficient and secure money services. Our aim is to bridge the gap between traditional banks and modern digital solutions, offering more accessible, transparent, and cost-effective services. Through continuous investment in advanced technologies, we ensure faster, more accurate processing of transactions, enhanced security, and greater transparency, collectively contributing to a streamlined and superior foreign exchange and global remittance experience for our clients.

Licensed and Regulated

Polar Pay is proudly licensed and comprehensively regulated by the Hong Kong Customs and Excise Department (MSO Licence Number: 17-10-02226). This regulatory oversight provides our clients with the reassurance that we operate under the stringent framework of Cap. 615 of the Hong Kong Laws, specifically the "Anti-Money Laundering and Counter-Terrorist Financing Ordinance." Our adherence to these requirements underscores our commitment to combating financial crime and ensuring the integrity of your transactions.

Contact Us

Reach out to Polar Pay for inquiries, support, or to learn more about our services.

Email: info@polarpay.com
Phone: (852) 3797 7285
Address: Unit 3202, 32/F, Excel Centre, 483A Castle Peak Road, Lai Chi Kok, Kowloon, Hong Kong

Your Vigilance Protects Us All: Report Suspicious Activity

At Polar Pay, your security is paramount. While we employ robust systems to protect our operations, we rely on your vigilance as our valued partners to combat evolving threats. Criminals may attempt to impersonate our company or our employees to conduct fraudulent activities, such as opening unauthorized bank accounts overseas or falsely entering into contracts in our name.

Be extremely cautious and vigilant to avoid falling into these traps. Always verify the authenticity of any business relationship or transaction. Conduct thorough checks to protect yourself from fraud by impersonators or other criminals.

Suspect a Threat? Here's What to Do:

  1. Immediately notify us: If you encounter any suspicious activity, communications, or transactions that appear to involve us, please contact us directly and immediately through our official website contact form or at info@polarpay.com. Your timely report is invaluable. Provide as much detail as possible.

  2. Report to Authorities: We strongly recommend that you immediately report any illegal activities such as impersonation of our company name or logo to the police force to protect your legal rights and help prevent further crime.

Polar Pay takes all instances of impersonation and fraud very seriously. Once such illegal activities are discovered, our company reserves all rights and remedies, and pursue legal action against the perpetrators.